iMarche
RBC- Target Education fund -2025
Investment Outlook:
- are saving for post-secondary education that begins around the year 2025
- want a fund that will maintain a diversified asset mix appropriate for the fund’s time horizon, which is defined as the number of years left until the fund’s target date (2025)
- are planning to hold their investment for the medium-to-long term
PERFORMANCE
RETURN CALCULATOR
Estimated Returns
0000000000
with 00 % annual returns
CALENDAR RETURNS
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
|---|---|---|---|---|---|---|
| - | - | - | - | 7.20% | -1.20% | - |
COMPOUND RETURNS
| 1 MO | 3 MO | 6 MO | YTD | 1 YR | 2 YR | 3 YR | 5 YR | 10 YR | INCEP |
|---|---|---|---|---|---|---|---|---|---|
| 0.60% | 2.30% | 4.80% | - | 5.10% | - | 4.80% | 0.00% | 0.00% | 5.50% |
RISK RATING
ASSET MIX
| Cash | 4.40% |
| Fixed Income | 66.50% |
| Canadian Equity | 10.20% |
| US Equity | 10.70% |
| International Equity | 8.00% |
| Other | 0.10% |
EQUITY SECTOR ALLOATION
| Financials | 24.10% |
| Information Technology | 11.80% |
| Industrials | 11.70% |
| Consumer Staples | 9.40% |
| Health Care | 9.10% |
| Consumer Discretionary | 8.50% |
| Energy | 7.70% |
| Telecommunications Services | 6.30% |
| Materials | 4.80% |
| Utilities | 3.40% |
| Real Estate | 3.10% |
| Other | 0.00% |
FIXED INCOME ALLOCATION
| Government | 40.60% |
| Corporate | 46.70% |
| Cash | 11.40% |
| Securitized | 0.70% |
TOP HOLDINGS
| RBC Bond Fund O | 35.50% |
| RBC Canadian Short-Term Income Fund O | 19.30% |
| PH&N Total Return Bond Fund O | 10.00% |
| RBC Canadian Equity Fund O | 5.50% |
| RBC Global Bond Fund O | 5.00% |
| RBC European Equity Fund O | 4.30% |
| RBC Canadian Dividend Fund O | 2.70% |
| RBC QUBE Low Vol Canadian Eqty Fund O | 2.70% |
| RBC O'Shaughnessy U.S. Value Fund O | 2.60% |
| PH&N US Multi-Style All-Cap Equity Fd O | 2.20% |
TAX IMPLICATIONS
In general, you'll have to pay income tax on any money you make on a fund. How much you pay depends on the tax laws where you live and whether or not you hold the fund in a registered plan, such as a Registered Retirement Savings Plan or a Tax-Free Savings Account. This plan can be held in the following registered plans- RRSP, TFSA, RESP, besides any other non-registered accounts.
Keep in mind that if you hold your fund in a non-registered account, fund distributions are included in your taxable income for each year that you hold the fund, whether you get them in cash or have them reinvested.
We recommend that you talk to your tax advisor to get an in-depth idea of your tax liability.
Other Details
| MER | 0.95% |
| REGISTERED PLAN ELIGIBILITY | RRSP, RESP, and TFSA |
| OTHER IMPORTANT LINKS | Click here |
Estimated Returns
0000000000
with 00 % annual returns
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
|---|---|---|---|---|---|---|
| - | - | - | - | 7.20% | -1.20% | - |
| 1 MO | 3 MO | 6 MO | YTD | 1 YR | 2 YR | 3 YR | 5 YR | 10 YR | INCEP |
|---|---|---|---|---|---|---|---|---|---|
| 0.60% | 2.30% | 4.80% | - | 5.10% | - | 4.80% | 0.00% | 0.00% | 5.50% |
ASSET MIX
| Cash | 4.40% |
| Fixed Income | 66.50% |
| Canadian Equity | 10.20% |
| US Equity | 10.70% |
| International Equity | 8.00% |
| Other | 0.10% |
EQUITY SECTOR ALLOATION
| Financials | 24.10% |
| Information Technology | 11.80% |
| Industrials | 11.70% |
| Consumer Staples | 9.40% |
| Health Care | 9.10% |
| Consumer Discretionary | 8.50% |
| Energy | 7.70% |
| Telecommunications Services | 6.30% |
| Materials | 4.80% |
| Utilities | 3.40% |
| Real Estate | 3.10% |
| Other | 0.00% |
FIXED INCOME ALLOCATION
| Government | 40.60% |
| Corporate | 46.70% |
| Cash | 11.40% |
| Securitized | 0.70% |
TOP HOLDINGS
| RBC Bond Fund O | 35.50% |
| RBC Canadian Short-Term Income Fund O | 19.30% |
| PH&N Total Return Bond Fund O | 10.00% |
| RBC Canadian Equity Fund O | 5.50% |
| RBC Global Bond Fund O | 5.00% |
| RBC European Equity Fund O | 4.30% |
| RBC Canadian Dividend Fund O | 2.70% |
| RBC QUBE Low Vol Canadian Eqty Fund O | 2.70% |
| RBC O'Shaughnessy U.S. Value Fund O | 2.60% |
| PH&N US Multi-Style All-Cap Equity Fd O | 2.20% |
In general, you'll have to pay income tax on any money you make on a fund. How much you pay depends on the tax laws where you live and whether or not you hold the fund in a registered plan, such as a Registered Retirement Savings Plan or a Tax-Free Savings Account. This plan can be held in the following registered plans- RRSP, TFSA, RESP, besides any other non-registered accounts.
Keep in mind that if you hold your fund in a non-registered account, fund distributions are included in your taxable income for each year that you hold the fund, whether you get them in cash or have them reinvested.
We recommend that you talk to your tax advisor to get an in-depth idea of your tax liability.
| MER | 0.95% |
| REGISTERED PLAN ELIGIBILITY | RRSP, RESP, and TFSA |
| OTHER IMPORTANT LINKS | Click here |