RBC- Target Education fund -2025

RBC- Target Education fund -2025

Investment Outlook:

  • are saving for post-secondary education that begins around the year 2025
  • want a fund that will maintain a diversified asset mix appropriate for the fund’s time horizon, which is defined as the number of years left until the fund’s target date (2025)
  • are planning to hold their investment for the medium-to-long term

PERFORMANCE

RETURN CALCULATOR



Min. Investment amount 100
if 000000 invested every month for 0 year

Estimated Returns
0000000000

with 00 % annual returns

CALENDAR RETURNS

2013 2014 2015 2016 2017 2018 2019
- - - - 7.20% -1.20% -

COMPOUND RETURNS

1 MO 3 MO 6 MO YTD 1 YR 2 YR 3 YR 5 YR 10 YR INCEP
0.60% 2.30% 4.80% - 5.10% - 4.80% 0.00% 0.00% 5.50%

RISK RATING

Low   Medium   High

ASSET MIX


Cash 4.40%
Fixed Income 66.50%
Canadian Equity 10.20%
US Equity 10.70%
International Equity 8.00%
Other 0.10%

EQUITY SECTOR ALLOATION


Financials 24.10%
Information Technology 11.80%
Industrials 11.70%
Consumer Staples 9.40%
Health Care 9.10%
Consumer Discretionary 8.50%
Energy 7.70%
Telecommunications Services 6.30%
Materials 4.80%
Utilities 3.40%
Real Estate 3.10%
Other 0.00%

FIXED INCOME ALLOCATION


Government 40.60%
Corporate 46.70%
Cash 11.40%
Securitized 0.70%

TOP HOLDINGS

RBC Bond Fund O 35.50%
RBC Canadian Short-Term Income Fund O 19.30%
PH&N Total Return Bond Fund O 10.00%
RBC Canadian Equity Fund O 5.50%
RBC Global Bond Fund O 5.00%
RBC European Equity Fund O 4.30%
RBC Canadian Dividend Fund O 2.70%
RBC QUBE Low Vol Canadian Eqty Fund O 2.70%
RBC O'Shaughnessy U.S. Value Fund O 2.60%
PH&N US Multi-Style All-Cap Equity Fd O 2.20%

TAX IMPLICATIONS

In general, you'll have to pay income tax on any money you make on a fund. How much you pay depends on the tax laws where you live and whether or not you hold the fund in a registered plan, such as a Registered Retirement Savings Plan or a Tax-Free Savings Account. This plan can be held in the following registered plans- RRSP, TFSA, RESP, besides any other non-registered accounts.

Keep in mind that if you hold your fund in a non-registered account, fund distributions are included in your taxable income for each year that you hold the fund, whether you get them in cash or have them reinvested.

We recommend that you talk to your tax advisor to get an in-depth idea of your tax liability.

Other Details

MER 0.95%
REGISTERED PLAN ELIGIBILITY RRSP, RESP, and TFSA
OTHER IMPORTANT LINKS Click here


Min. Investment amount 100
if 000000 invested every month for 0 year

Estimated Returns
0000000000

with 00 % annual returns

2013 2014 2015 2016 2017 2018 2019
- - - - 7.20% -1.20% -
1 MO 3 MO 6 MO YTD 1 YR 2 YR 3 YR 5 YR 10 YR INCEP
0.60% 2.30% 4.80% - 5.10% - 4.80% 0.00% 0.00% 5.50%
> Low >   > Medium >   > High

ASSET MIX


Cash 4.40%
Fixed Income 66.50%
Canadian Equity 10.20%
US Equity 10.70%
International Equity 8.00%
Other 0.10%

EQUITY SECTOR ALLOATION


Financials 24.10%
Information Technology 11.80%
Industrials 11.70%
Consumer Staples 9.40%
Health Care 9.10%
Consumer Discretionary 8.50%
Energy 7.70%
Telecommunications Services 6.30%
Materials 4.80%
Utilities 3.40%
Real Estate 3.10%
Other 0.00%

FIXED INCOME ALLOCATION


Government 40.60%
Corporate 46.70%
Cash 11.40%
Securitized 0.70%

TOP HOLDINGS

RBC Bond Fund O 35.50%
RBC Canadian Short-Term Income Fund O 19.30%
PH&N Total Return Bond Fund O 10.00%
RBC Canadian Equity Fund O 5.50%
RBC Global Bond Fund O 5.00%
RBC European Equity Fund O 4.30%
RBC Canadian Dividend Fund O 2.70%
RBC QUBE Low Vol Canadian Eqty Fund O 2.70%
RBC O'Shaughnessy U.S. Value Fund O 2.60%
PH&N US Multi-Style All-Cap Equity Fd O 2.20%

In general, you'll have to pay income tax on any money you make on a fund. How much you pay depends on the tax laws where you live and whether or not you hold the fund in a registered plan, such as a Registered Retirement Savings Plan or a Tax-Free Savings Account. This plan can be held in the following registered plans- RRSP, TFSA, RESP, besides any other non-registered accounts.

Keep in mind that if you hold your fund in a non-registered account, fund distributions are included in your taxable income for each year that you hold the fund, whether you get them in cash or have them reinvested.

We recommend that you talk to your tax advisor to get an in-depth idea of your tax liability.

MER 0.95%
REGISTERED PLAN ELIGIBILITY RRSP, RESP, and TFSA
OTHER IMPORTANT LINKS Click here

About iMarche and iMarche Learn: The content is provided for informational purposes only, is not intended as investment advice, and is not meant to suggest that a particular investment or strategy is suitable for any particular investor. If you’re unsure about an investment, you may wish to obtain advice from a qualified professional. Nothing herein should be considered an offer, solicitation of an offer, or advice to buy or sell securities. It’s also important to remember that past performance is no guarantee of future results.

IMarche and/or iMarche Learn shall assume no liability in case of any financial loss.